Home Flood Response Checklist

19 items · Home · Hard difficulty · 2 hours

Stop the damage, document losses, and start drying fast to limit mold and repair costs.

• Ensure personal safety and assess hazards

  Look for live wires, gas smell, sagging ceilings; evacuate and call emergency services if needed.

• Turn off electricity to the affected area at the breaker

  Only switch breakers if panels and floors are dry and you can access them safely.

• Shut off the main water source or local supply valves

  Stop incoming water to prevent additional flooding and damage.

• Shut off gas supply if leakage is suspected

  Turn gas valve off or call the utility if you smell gas or are unsure.

• Wear protective gear before entering standing water

  Use rubber boots, gloves, and an N95 mask to limit contamination exposure.

• Take comprehensive photos and videos of all damage

  Capture wide and close shots, dates, serial numbers, and overall context for claims.

• Contact your insurance company and start a claim

  Have your policy number, damage photos, and a brief incident summary ready.

• Move undamaged valuables and important documents to a dry area

  Place items on shelves or pallets; photograph moved items and locations.

• Remove standing water using a pump, wet/dry vacuum, or buckets

  Prioritize large-volume removal quickly to reduce structural and mold risk.

• Position drying equipment and start the drying process

  Aim airflow across wet surfaces and run units continuously until dry.

• Place dehumidifiers and high-velocity fans to improve airflow

  Run dehumidifiers in affected rooms and empty collections regularly.

• Elevate wet carpets and furniture off the floor to speed drying

  Prop furniture on blocks and pull back carpet edges to air out padding.

• Remove soaked drywall and insulation that compromise structure

  Cut out wet materials 12–24 in above the water line to prevent hidden rot.

• Clean and disinfect hard surfaces to prevent mold and bacteria

  Use appropriate cleaners and follow product instructions for disinfection.

• Monitor humidity and moisture levels until fully dry

  Use a hygrometer or moisture meter; continue drying until readings are normal.

• Document all repair and restoration expenses and keep receipts

  Save invoices, contractor estimates, and replacement receipts for claims.

• Arrange a professional structural and mold inspection if needed

  Hire a licensed structural engineer or certified mold inspector for major damage.

• Secure temporary protections like tarps, plastic sheeting, or board-up

  Cover exposed areas to prevent further weather or pest damage.

• Follow up with your insurer and upload updated documentation

  Send new photos, receipts, and adjuster notes; keep a record of communications.

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